IDBI — MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI Branch

How to Use IBKL0186MC4 for Money Transfers

The IFSC code IBKL0186MC4 is specifically assigned to the MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch of IDBI located in DAKSHIN KANNAD, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0186MC4 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0186MC4 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0186MC4 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDBI MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI Branch

The MAHALAKSHMI CO OPERATIVE BANK LTD UDUPI branch of IDBI is situated in DAKSHIN KANNAD, KARNATAKA. The branch address is CAPITAL AVENUE, 1ST FLOOR NEAR DC OFFICE MANGALORE 575001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918202528812. Always use the IFSC code IBKL0186MC4 when making any online fund transfer to an account held at this branch.