IDBI — VAIKOM URBAN CO OPERATIVE BANK EDAPPALLY Branch

How to Use IBKL01058VK for Money Transfers

The IFSC code IBKL01058VK is specifically assigned to the VAIKOM URBAN CO OPERATIVE BANK EDAPPALLY branch of IDBI located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL01058VK when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL01058VK along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL01058VK when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDBI VAIKOM URBAN CO OPERATIVE BANK EDAPPALLY Branch

The VAIKOM URBAN CO OPERATIVE BANK EDAPPALLY branch of IDBI is situated in KOTTAYAM, KERALA. The branch address is VAIKOM UCB,NEAR WEST GATE VAIKOM MAHADEVA TEMPLE,VAIKOM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919446068596. Always use the IFSC code IBKL01058VK when making any online fund transfer to an account held at this branch.