IDBI — GUHAGAR Branch
RATNAGIRI, MAHARASHTRA
Available Services
Branch Details
| Bank Name | IDBI |
|---|---|
| Branch Name | GUHAGAR |
| IFSC Code | IBKL0001778 |
| MICR Code | 415259514 |
| SWIFT Code | N/A |
| Address | VAINATEYA HOTEL GROUND FLOOR BAZARPETH GUHAGAR,TAL -GUHAGAR DIST - RATNAGIRI STATE -MAHARASHTRA PIN - 415703 |
| City | RATNAGIRI |
| District | GUHAGAR |
| State | MAHARASHTRA |
| Contact Number | +918275344015 |
How to Use IBKL0001778 for Money Transfers
The IFSC code IBKL0001778 is specifically assigned to the GUHAGAR branch of IDBI located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IBKL0001778 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0001778 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0001778 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About IDBI GUHAGAR Branch
The GUHAGAR branch of IDBI is situated in RATNAGIRI, MAHARASHTRA. The branch address is VAINATEYA HOTEL GROUND FLOOR BAZARPETH GUHAGAR,TAL -GUHAGAR DIST - RATNAGIRI STATE -MAHARASHTRA PIN - 415703. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918275344015. Always use the IFSC code IBKL0001778 when making any online fund transfer to an account held at this branch.
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