IDBI — RAIKOT Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | IDBI |
|---|---|
| Branch Name | RAIKOT |
| IFSC Code | IBKL0001772 |
| MICR Code | 141259302 |
| SWIFT Code | N/A |
| Address | NEAR HARI SINGH NALWA CHOWK RAIKOT |
| City | LUDHIANA |
| District | RAIKOT |
| State | PUNJAB |
| Contact Number | +918568985108 |
How to Use IBKL0001772 for Money Transfers
The IFSC code IBKL0001772 is specifically assigned to the RAIKOT branch of IDBI located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IBKL0001772 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0001772 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0001772 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About IDBI RAIKOT Branch
The RAIKOT branch of IDBI is situated in LUDHIANA, PUNJAB. The branch address is NEAR HARI SINGH NALWA CHOWK RAIKOT. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918568985108. Always use the IFSC code IBKL0001772 when making any online fund transfer to an account held at this branch.
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