IDBI — LUNI Branch

RATLAM, MADHYA PRADESH

IFSC Code IBKL0001286
MICR Code 457259501

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name IDBI
Branch Name LUNI
IFSC Code IBKL0001286
MICR Code 457259501
SWIFT Code N/A
Address IDBI BANK LTD VILLAGE AND POST LUNI, TEHSIL TAL, DISTRICT RATLAM, MADHYA PRADESH 457119
City RATLAM
District TAL
State MADHYA PRADESH
Contact Number +919630246943

How to Use IBKL0001286 for Money Transfers

The IFSC code IBKL0001286 is specifically assigned to the LUNI branch of IDBI located in RATLAM, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0001286 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0001286 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0001286 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About IDBI LUNI Branch

The LUNI branch of IDBI is situated in RATLAM, MADHYA PRADESH. The branch address is IDBI BANK LTD VILLAGE AND POST LUNI, TEHSIL TAL, DISTRICT RATLAM, MADHYA PRADESH 457119. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919630246943. Always use the IFSC code IBKL0001286 when making any online fund transfer to an account held at this branch.

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