IDBI — JOWAI Branch

JAINTIA HILLS, MEGHALAYA

IFSC Code IBKL0001223
MICR Code 793259102

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name IDBI
Branch Name JOWAI
IFSC Code IBKL0001223
MICR Code 793259102
SWIFT Code N/A
Address IDBI BANK LTD, MERUSA AND SONS COMPLEX,LADTHADLABOH,WEST JAINTIA HILLS,JOWAI 793150
City JAINTIA HILLS
District JOWAI
State MEGHALAYA
Contact Number +918402917126

How to Use IBKL0001223 for Money Transfers

The IFSC code IBKL0001223 is specifically assigned to the JOWAI branch of IDBI located in JAINTIA HILLS, MEGHALAYA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0001223 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0001223 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0001223 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About IDBI JOWAI Branch

The JOWAI branch of IDBI is situated in JAINTIA HILLS, MEGHALAYA. The branch address is IDBI BANK LTD, MERUSA AND SONS COMPLEX,LADTHADLABOH,WEST JAINTIA HILLS,JOWAI 793150. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918402917126. Always use the IFSC code IBKL0001223 when making any online fund transfer to an account held at this branch.

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