IDBI — RETAIL ASSET VIZAG Branch

How to Use IBKL0000816 for Money Transfers

The IFSC code IBKL0000816 is specifically assigned to the RETAIL ASSET VIZAG branch of IDBI located in VISHAKHAPATNAM, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IBKL0000816 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IBKL0000816 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IBKL0000816 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About IDBI RETAIL ASSET VIZAG Branch

The RETAIL ASSET VIZAG branch of IDBI is situated in VISHAKHAPATNAM, ANDHRA PRADESH. The branch address is BALAJI MANGAL GIRI CHAMBERS 5 C 4TH FLOORDOOR NO 9 296 1 SIRIPURAM VISAKHAPATNAMPIN 530003 ANDHRA PRADESH BOARD LINE 1 0891 662233036. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919177667464. Always use the IFSC code IBKL0000816 when making any online fund transfer to an account held at this branch.