Hongkong & Shanghai Banking Corporation — KOCHI Branch

How to Use HSBC0682002 for Money Transfers

The IFSC code HSBC0682002 is specifically assigned to the KOCHI branch of Hongkong & Shanghai Banking Corporation located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HSBC0682002 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HSBC0682002 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HSBC0682002 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Hongkong & Shanghai Banking Corporation KOCHI Branch

The KOCHI branch of Hongkong & Shanghai Banking Corporation is situated in ERNAKULAM, KERALA. The branch address is 39 BY 6765 HARBOUR VIEW RESIDENCY OPPOSITE SHIPYARD M G ROAD KOCHI 682 015. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code HSBC0682002 when making any online fund transfer to an account held at this branch.