Himachal Pradesh State Co-operative Bank — NARAIN Branch
SHIMLA, HIMACHAL PRADESH
Available Services
Branch Details
| Bank Name | Himachal Pradesh State Co-operative Bank |
|---|---|
| Branch Name | NARAIN |
| IFSC Code | HPSC0000471 |
| MICR Code | 172311013 |
| SWIFT Code | N/A |
| Address | VPO NARAIN TEHSIL RAMPUR |
| City | SHIMLA |
| District | SHIMLA |
| State | HIMACHAL PRADESH |
| Contact Number | Not Available |
How to Use HPSC0000471 for Money Transfers
The IFSC code HPSC0000471 is specifically assigned to the NARAIN branch of Himachal Pradesh State Co-operative Bank located in SHIMLA, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use HPSC0000471 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HPSC0000471 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HPSC0000471 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Himachal Pradesh State Co-operative Bank NARAIN Branch
The NARAIN branch of Himachal Pradesh State Co-operative Bank is situated in SHIMLA, HIMACHAL PRADESH. The branch address is VPO NARAIN TEHSIL RAMPUR. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code HPSC0000471 when making any online fund transfer to an account held at this branch.
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