Himachal Pradesh State Co-operative Bank — CHOPAL Branch

SHIMLA, HIMACHAL PRADESH

IFSC Code HPSC0000405
MICR Code 171311020

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Himachal Pradesh State Co-operative Bank
Branch Name CHOPAL
IFSC Code HPSC0000405
MICR Code 171311020
SWIFT Code N/A
Address CHOPAL
City SHIMLA
District CHOPAL
State HIMACHAL PRADESH
Contact Number +911783260025

How to Use HPSC0000405 for Money Transfers

The IFSC code HPSC0000405 is specifically assigned to the CHOPAL branch of Himachal Pradesh State Co-operative Bank located in SHIMLA, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HPSC0000405 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HPSC0000405 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HPSC0000405 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Himachal Pradesh State Co-operative Bank CHOPAL Branch

The CHOPAL branch of Himachal Pradesh State Co-operative Bank is situated in SHIMLA, HIMACHAL PRADESH. The branch address is CHOPAL. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +911783260025. Always use the IFSC code HPSC0000405 when making any online fund transfer to an account held at this branch.

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