Himachal Pradesh State Co-operative Bank — SMAILA Branch

How to Use HPSC0000338 for Money Transfers

The IFSC code HPSC0000338 is specifically assigned to the SMAILA branch of Himachal Pradesh State Co-operative Bank located in MANDI, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HPSC0000338 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HPSC0000338 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HPSC0000338 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Himachal Pradesh State Co-operative Bank SMAILA Branch

The SMAILA branch of Himachal Pradesh State Co-operative Bank is situated in MANDI, HIMACHAL PRADESH. The branch address is SMAILA, TEHSIL SARAGHAT PIN-175034. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +911905256310. Always use the IFSC code HPSC0000338 when making any online fund transfer to an account held at this branch.