Himachal Pradesh State Co-operative Bank — NAGWAIN Branch

How to Use HPSC0000318 for Money Transfers

The IFSC code HPSC0000318 is specifically assigned to the NAGWAIN branch of Himachal Pradesh State Co-operative Bank located in MANDI, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HPSC0000318 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HPSC0000318 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HPSC0000318 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Himachal Pradesh State Co-operative Bank NAGWAIN Branch

The NAGWAIN branch of Himachal Pradesh State Co-operative Bank is situated in MANDI, HIMACHAL PRADESH. The branch address is NAGWAIN PIN 175121. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +911905287113. Always use the IFSC code HPSC0000318 when making any online fund transfer to an account held at this branch.