HDFC Bank — GHUGGAR Branch

How to Use HDFC0011305 for Money Transfers

The IFSC code HDFC0011305 is specifically assigned to the GHUGGAR branch of HDFC Bank located in PALAMPUR, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0011305 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0011305 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0011305 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About HDFC Bank GHUGGAR Branch

The GHUGGAR branch of HDFC Bank is situated in PALAMPUR, HIMACHAL PRADESH. The branch address is GRD FLOOR NR RELIANCE SMART POINT AND RAM CHOWK GHUGGAR OPP GAURVIKA PALACE PALAMPUR DHARAMSHALA ROAD PALAMPUR HIMACHAL PRADESH 176061. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118002026161. Always use the IFSC code HDFC0011305 when making any online fund transfer to an account held at this branch.