HDFC Bank — KOSA Branch

JANJGIR CHAMPA, CHHATTISGARH

IFSC Code HDFC0004856
MICR Code 495240512

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name HDFC Bank
Branch Name KOSA
IFSC Code HDFC0004856
MICR Code 495240512
SWIFT Code HDFCINBB
Address HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663
City JANJGIR CHAMPA
District CHAMPA
State CHHATTISGARH
Contact Number +919893603333

How to Use HDFC0004856 for Money Transfers

The IFSC code HDFC0004856 is specifically assigned to the KOSA branch of HDFC Bank located in JANJGIR CHAMPA, CHHATTISGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0004856 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0004856 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0004856 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About HDFC Bank KOSA Branch

The KOSA branch of HDFC Bank is situated in JANJGIR CHAMPA, CHHATTISGARH. The branch address is HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919893603333. Always use the IFSC code HDFC0004856 when making any online fund transfer to an account held at this branch.

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