HDFC Bank — RAM NAGAR KARNAL Branch

KARNAL, HARYANA

IFSC Code HDFC0003989
MICR Code 132240115

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name HDFC Bank
Branch Name RAM NAGAR KARNAL
IFSC Code HDFC0003989
MICR Code 132240115
SWIFT Code HDFCINBB
Address HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001
City KARNAL
District KARNAL
State HARYANA
Contact Number +919996243333

How to Use HDFC0003989 for Money Transfers

The IFSC code HDFC0003989 is specifically assigned to the RAM NAGAR KARNAL branch of HDFC Bank located in KARNAL, HARYANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0003989 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0003989 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0003989 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About HDFC Bank RAM NAGAR KARNAL Branch

The RAM NAGAR KARNAL branch of HDFC Bank is situated in KARNAL, HARYANA. The branch address is HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919996243333. Always use the IFSC code HDFC0003989 when making any online fund transfer to an account held at this branch.

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