HDFC Bank — KULGAM Branch

KULGAM, JAMMU AND KASHMIR

IFSC Code HDFC0002862
MICR Code 192240301

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name HDFC Bank
Branch Name KULGAM
IFSC Code HDFC0002862
MICR Code 192240301
SWIFT Code HDFCINBB
Address HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU AND KASHMIR 192232
City KULGAM
District KULGAM
State JAMMU AND KASHMIR
Contact Number +918001804333

How to Use HDFC0002862 for Money Transfers

The IFSC code HDFC0002862 is specifically assigned to the KULGAM branch of HDFC Bank located in KULGAM, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0002862 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0002862 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0002862 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About HDFC Bank KULGAM Branch

The KULGAM branch of HDFC Bank is situated in KULGAM, JAMMU AND KASHMIR. The branch address is HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU AND KASHMIR 192232. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918001804333. Always use the IFSC code HDFC0002862 when making any online fund transfer to an account held at this branch.

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