HDFC Bank — GANGYAL Branch

JAMMU, JAMMU AND KASHMIR

IFSC Code HDFC0001954
MICR Code 180240005

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name HDFC Bank
Branch Name GANGYAL
IFSC Code HDFC0001954
MICR Code 180240005
SWIFT Code HDFCINBB
Address GANGYAL PLOT NO.35, MAIN ROAD GANGYAL JAMMU JAMMU AND KASHMIR
City JAMMU
District JAMMU
State JAMMU AND KASHMIR
Contact Number +918001804333

How to Use HDFC0001954 for Money Transfers

The IFSC code HDFC0001954 is specifically assigned to the GANGYAL branch of HDFC Bank located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0001954 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0001954 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0001954 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About HDFC Bank GANGYAL Branch

The GANGYAL branch of HDFC Bank is situated in JAMMU, JAMMU AND KASHMIR. The branch address is GANGYAL PLOT NO.35, MAIN ROAD GANGYAL JAMMU JAMMU AND KASHMIR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918001804333. Always use the IFSC code HDFC0001954 when making any online fund transfer to an account held at this branch.

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