HDFC Bank — PUNA KUMBHARIA Branch

SURAT, GUJARAT

IFSC Code HDFC0001704
MICR Code 395240016

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name HDFC Bank
Branch Name PUNA KUMBHARIA
IFSC Code HDFC0001704
MICR Code 395240016
SWIFT Code HDFCINBB
Address HDFC BANK LTD PLOT NO 101 102 GROUND FLOOR MAHENDRA PARK SOC PUNA KUMBHARIYA SURAT GUJARAT 395010
City SURAT
District SURAT
State GUJARAT
Contact Number +919898271111

How to Use HDFC0001704 for Money Transfers

The IFSC code HDFC0001704 is specifically assigned to the PUNA KUMBHARIA branch of HDFC Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use HDFC0001704 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use HDFC0001704 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require HDFC0001704 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About HDFC Bank PUNA KUMBHARIA Branch

The PUNA KUMBHARIA branch of HDFC Bank is situated in SURAT, GUJARAT. The branch address is HDFC BANK LTD PLOT NO 101 102 GROUND FLOOR MAHENDRA PARK SOC PUNA KUMBHARIYA SURAT GUJARAT 395010. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919898271111. Always use the IFSC code HDFC0001704 when making any online fund transfer to an account held at this branch.

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