Gujarat State Co-operative Bank — THE SURAT MERCANTILE CO OP BANK LTD KHATODRA Branch

How to Use GSCB0SMCB04 for Money Transfers

The IFSC code GSCB0SMCB04 is specifically assigned to the THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch of Gujarat State Co-operative Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use GSCB0SMCB04 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use GSCB0SMCB04 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require GSCB0SMCB04 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA Branch

The THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch of Gujarat State Co-operative Bank is situated in SURAT, GUJARAT. The branch address is OPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912612633122. Always use the IFSC code GSCB0SMCB04 when making any online fund transfer to an account held at this branch.