Federal Bank — EPIFI FEDERAL NEO BANKING Branch

How to Use FDRL0005555 for Money Transfers

The IFSC code FDRL0005555 is specifically assigned to the EPIFI FEDERAL NEO BANKING branch of Federal Bank located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use FDRL0005555 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use FDRL0005555 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require FDRL0005555 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Federal Bank EPIFI FEDERAL NEO BANKING Branch

The EPIFI FEDERAL NEO BANKING branch of Federal Bank is situated in ERNAKULAM, KERALA. The branch address is FINTECH PARTNERSHIPS,THE FEDERAL BANK LTD,GROUND FLOOR,INTEGRATED START UP COMPLEX (ISC),KERALA TECHNOLOGY INNOVATION ZONE,KINFRA HITECH PARK,HMT COLONY,KALAMASSERY,ERNAKULAM,KERALA,INDIA,683503. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914842630994. Always use the IFSC code FDRL0005555 when making any online fund transfer to an account held at this branch.