Federal Bank — KUMILY Branch

IDUKKI, KERALA

IFSC Code FDRL0001531
MICR Code 685049807

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Federal Bank
Branch Name KUMILY
IFSC Code FDRL0001531
MICR Code 685049807
SWIFT Code N/A
Address MASS BUILDINGS, THEKKADI JUNCTION KUMILY, IDUKKI
City IDUKKI
District KUMILY
State KERALA
Contact Number +914869224299

How to Use FDRL0001531 for Money Transfers

The IFSC code FDRL0001531 is specifically assigned to the KUMILY branch of Federal Bank located in IDUKKI, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use FDRL0001531 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use FDRL0001531 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require FDRL0001531 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Federal Bank KUMILY Branch

The KUMILY branch of Federal Bank is situated in IDUKKI, KERALA. The branch address is MASS BUILDINGS, THEKKADI JUNCTION KUMILY, IDUKKI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914869224299. Always use the IFSC code FDRL0001531 when making any online fund transfer to an account held at this branch.

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