Federal Bank — KOZHIKODE S M STREET Branch

How to Use FDRL0001389 for Money Transfers

The IFSC code FDRL0001389 is specifically assigned to the KOZHIKODE S M STREET branch of Federal Bank located in KOZHIKODE, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use FDRL0001389 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use FDRL0001389 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require FDRL0001389 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Federal Bank KOZHIKODE S M STREET Branch

The KOZHIKODE S M STREET branch of Federal Bank is situated in KOZHIKODE, KERALA. The branch address is BR.KOZHIKODE/SM STREET,TP BUILDING, GROUND FLOOR,OPPOSITE TO MANUELSONS MALABAR PALACE,GH ROAD,MUTHALAKKULAM KOZHIKODE, KERALA,INDIA,673001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914952723411. Always use the IFSC code FDRL0001389 when making any online fund transfer to an account held at this branch.