Federal Bank — ERNAKULAM - MG ROAD Branch

How to Use FDRL0001238 for Money Transfers

The IFSC code FDRL0001238 is specifically assigned to the ERNAKULAM - MG ROAD branch of Federal Bank located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use FDRL0001238 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use FDRL0001238 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require FDRL0001238 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Federal Bank ERNAKULAM - MG ROAD Branch

The ERNAKULAM - MG ROAD branch of Federal Bank is situated in ERNAKULAM, KERALA. The branch address is THE FEDERAL BANK LTD, BR. ERNAKULAM / SOUTH, GRACE, NEAR SRV SCHOOL, CHITTOOR ROAD, ERNAKULAM, KERALA - 682016. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918089351099. Always use the IFSC code FDRL0001238 when making any online fund transfer to an account held at this branch.