Federal Bank — GOVERNMENT BUSINESS DEPARTMENT Branch

How to Use FDRL0000320 for Money Transfers

The IFSC code FDRL0000320 is specifically assigned to the GOVERNMENT BUSINESS DEPARTMENT branch of Federal Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use FDRL0000320 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use FDRL0000320 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require FDRL0000320 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Federal Bank GOVERNMENT BUSINESS DEPARTMENT Branch

The GOVERNMENT BUSINESS DEPARTMENT branch of Federal Bank is situated in MUMBAI, MAHARASHTRA. The branch address is 2ND FLOOR, C WING, LAXMI TOWER, BANDRA KURLA COMPLEX, MUMBAI 400051. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912261748727. Always use the IFSC code FDRL0000320 when making any online fund transfer to an account held at this branch.