Esaf Small Finance Bank — BALURGHAT Branch

How to Use ESMF0001879 for Money Transfers

The IFSC code ESMF0001879 is specifically assigned to the BALURGHAT branch of Esaf Small Finance Bank located in SOUTH DINAJPUR, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001879 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001879 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001879 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Esaf Small Finance Bank BALURGHAT Branch

The BALURGHAT branch of Esaf Small Finance Bank is situated in SOUTH DINAJPUR, WEST BENGAL. The branch address is DAKBANGLOW PARA,BIJOY SARANI,PS & PO,DAKSHIN DINAJPUR YDIST,BALURGHAT,WEST BENGAL 733101. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code ESMF0001879 when making any online fund transfer to an account held at this branch.