Esaf Small Finance Bank — KOCH BIHAR Branch
COOCH BEHAR, WEST BENGAL
Available Services
Branch Details
| Bank Name | Esaf Small Finance Bank |
|---|---|
| Branch Name | KOCH BIHAR |
| IFSC Code | ESMF0001878 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | KAUSHALLYA,HOLDING NO 283/1,PO KARAGPUR,PACHIM MEDINIPUR,WEST BENGAL-721301 |
| City | COOCH BEHAR |
| District | KOCH BIHAR |
| State | WEST BENGAL |
| Contact Number | Not Available |
How to Use ESMF0001878 for Money Transfers
The IFSC code ESMF0001878 is specifically assigned to the KOCH BIHAR branch of Esaf Small Finance Bank located in COOCH BEHAR, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use ESMF0001878 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001878 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001878 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Esaf Small Finance Bank KOCH BIHAR Branch
The KOCH BIHAR branch of Esaf Small Finance Bank is situated in COOCH BEHAR, WEST BENGAL. The branch address is KAUSHALLYA,HOLDING NO 283/1,PO KARAGPUR,PACHIM MEDINIPUR,WEST BENGAL-721301. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code ESMF0001878 when making any online fund transfer to an account held at this branch.
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