Esaf Small Finance Bank — BHAWANIPATNA Branch

KALAHANDI, ODISHA

IFSC Code ESMF0001864
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name BHAWANIPATNA
IFSC Code ESMF0001864
MICR Code N/A
SWIFT Code N/A
Address ROOM NO 2160, NEW SATYAN CINEMA HALL CHORASTA, BAWANIPATNA,KALAHANDI,ODISHA 766001
City KALAHANDI
District KALAHANDI
State ODISHA
Contact Number Not Available

How to Use ESMF0001864 for Money Transfers

The IFSC code ESMF0001864 is specifically assigned to the BHAWANIPATNA branch of Esaf Small Finance Bank located in KALAHANDI, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001864 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001864 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001864 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank BHAWANIPATNA Branch

The BHAWANIPATNA branch of Esaf Small Finance Bank is situated in KALAHANDI, ODISHA. The branch address is ROOM NO 2160, NEW SATYAN CINEMA HALL CHORASTA, BAWANIPATNA,KALAHANDI,ODISHA 766001. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code ESMF0001864 when making any online fund transfer to an account held at this branch.

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