Esaf Small Finance Bank — KARULAI Branch
MALAPPURAM, KERALA
Available Services
Branch Details
| Bank Name | Esaf Small Finance Bank |
|---|---|
| Branch Name | KARULAI |
| IFSC Code | ESMF0001857 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | PULATH COMPLEX,GROUND FLOOR,PANCHAYATHUPADI,NEW KARULAI GRAMA PANCHAYATH,KARULAI,MALAPPURAM-6793330 |
| City | MALAPPURAM |
| District | MALAPPURAM |
| State | KERALA |
| Contact Number | Not Available |
How to Use ESMF0001857 for Money Transfers
The IFSC code ESMF0001857 is specifically assigned to the KARULAI branch of Esaf Small Finance Bank located in MALAPPURAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use ESMF0001857 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001857 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001857 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Esaf Small Finance Bank KARULAI Branch
The KARULAI branch of Esaf Small Finance Bank is situated in MALAPPURAM, KERALA. The branch address is PULATH COMPLEX,GROUND FLOOR,PANCHAYATHUPADI,NEW KARULAI GRAMA PANCHAYATH,KARULAI,MALAPPURAM-6793330. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code ESMF0001857 when making any online fund transfer to an account held at this branch.
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