Esaf Small Finance Bank — RAICHUR Branch

RAICHUR, KARNATAKA

IFSC Code ESMF0001854
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name RAICHUR
IFSC Code ESMF0001854
MICR Code N/A
SWIFT Code N/A
Address SAI PLAZA, NIJLINGAPPA COLONY RAICHUR P O RAICHUR KARNATAKA
City RAICHUR
District RAICHUR
State KARNATAKA
Contact Number Not Available

How to Use ESMF0001854 for Money Transfers

The IFSC code ESMF0001854 is specifically assigned to the RAICHUR branch of Esaf Small Finance Bank located in RAICHUR, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001854 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001854 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001854 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank RAICHUR Branch

The RAICHUR branch of Esaf Small Finance Bank is situated in RAICHUR, KARNATAKA. The branch address is SAI PLAZA, NIJLINGAPPA COLONY RAICHUR P O RAICHUR KARNATAKA. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code ESMF0001854 when making any online fund transfer to an account held at this branch.

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