Esaf Small Finance Bank — JAORA Branch

RATLAM, MADHYA PRADESH

IFSC Code ESMF0001761
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name JAORA
IFSC Code ESMF0001761
MICR Code N/A
SWIFT Code N/A
Address GAUR PLAZA,GAUR PLAZA CHAUPATI ROAD,JAORA NAGAR PALIKA,JAORA P O ,RATLAM,MADHYAPRADESH-457226
City RATLAM
District MADHYA PRADESH
State MADHYA PRADESH
Contact Number Not Available

How to Use ESMF0001761 for Money Transfers

The IFSC code ESMF0001761 is specifically assigned to the JAORA branch of Esaf Small Finance Bank located in RATLAM, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001761 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001761 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001761 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank JAORA Branch

The JAORA branch of Esaf Small Finance Bank is situated in RATLAM, MADHYA PRADESH. The branch address is GAUR PLAZA,GAUR PLAZA CHAUPATI ROAD,JAORA NAGAR PALIKA,JAORA P O ,RATLAM,MADHYAPRADESH-457226. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code ESMF0001761 when making any online fund transfer to an account held at this branch.

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