Esaf Small Finance Bank — CHANDIGARH Branch
CHANDIGARH, CHANDIGARH
Available Services
Branch Details
| Bank Name | Esaf Small Finance Bank |
|---|---|
| Branch Name | CHANDIGARH |
| IFSC Code | ESMF0001600 |
| MICR Code | 160760002 |
| SWIFT Code | N/A |
| Address | SCO 2931-2932, SECTOR 22-C, CHANDIGARH, CHANDIGARH-160022 |
| City | CHANDIGARH |
| District | CHANDIGARH |
| State | CHANDIGARH |
| Contact Number | +919288093230 |
How to Use ESMF0001600 for Money Transfers
The IFSC code ESMF0001600 is specifically assigned to the CHANDIGARH branch of Esaf Small Finance Bank located in CHANDIGARH, CHANDIGARH. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use ESMF0001600 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001600 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001600 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Esaf Small Finance Bank CHANDIGARH Branch
The CHANDIGARH branch of Esaf Small Finance Bank is situated in CHANDIGARH, CHANDIGARH. The branch address is SCO 2931-2932, SECTOR 22-C, CHANDIGARH, CHANDIGARH-160022. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919288093230. Always use the IFSC code ESMF0001600 when making any online fund transfer to an account held at this branch.
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