Esaf Small Finance Bank — BINA Branch

SAGAR, MADHYA PRADESH

IFSC Code ESMF0001497
MICR Code 470760101

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name BINA
IFSC Code ESMF0001497
MICR Code 470760101
SWIFT Code N/A
Address ANOOP HOUSE,NEAR KACHA ROAD,JAWAHAR WARD,BINAPO,SAGAR,470113
City SAGAR
District BINA
State MADHYA PRADESH
Contact Number +917593803505

How to Use ESMF0001497 for Money Transfers

The IFSC code ESMF0001497 is specifically assigned to the BINA branch of Esaf Small Finance Bank located in SAGAR, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001497 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001497 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001497 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank BINA Branch

The BINA branch of Esaf Small Finance Bank is situated in SAGAR, MADHYA PRADESH. The branch address is ANOOP HOUSE,NEAR KACHA ROAD,JAWAHAR WARD,BINAPO,SAGAR,470113. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +917593803505. Always use the IFSC code ESMF0001497 when making any online fund transfer to an account held at this branch.

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