Esaf Small Finance Bank — KAWARDHA Branch

KABIRDHAN, CHHATTISGARH

IFSC Code ESMF0001315
MICR Code 491760201

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name KAWARDHA
IFSC Code ESMF0001315
MICR Code 491760201
SWIFT Code N/A
Address CHANDRA VANSHI PLAZA,PANDATARAI,MAIN ROAD,KABIRDHAM,491559
City KABIRDHAN
District KAWARDHA
State CHHATTISGARH
Contact Number +919288092157

How to Use ESMF0001315 for Money Transfers

The IFSC code ESMF0001315 is specifically assigned to the KAWARDHA branch of Esaf Small Finance Bank located in KABIRDHAN, CHHATTISGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001315 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001315 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001315 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank KAWARDHA Branch

The KAWARDHA branch of Esaf Small Finance Bank is situated in KABIRDHAN, CHHATTISGARH. The branch address is CHANDRA VANSHI PLAZA,PANDATARAI,MAIN ROAD,KABIRDHAM,491559. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919288092157. Always use the IFSC code ESMF0001315 when making any online fund transfer to an account held at this branch.

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