Esaf Small Finance Bank — AMBALAPUZHA Branch

How to Use ESMF0001284 for Money Transfers

The IFSC code ESMF0001284 is specifically assigned to the AMBALAPUZHA branch of Esaf Small Finance Bank located in ALAPUZHYA, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001284 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001284 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001284 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Esaf Small Finance Bank AMBALAPUZHA Branch

The AMBALAPUZHA branch of Esaf Small Finance Bank is situated in ALAPUZHYA, KERALA. The branch address is MEERA COMMERCIAL COMPLEX,NEAR MANASAMEERA AUDITORIUM,AMBALAPUZHA THIRUVALLA ROAD,AMBALAPUZHA 688561. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +918589900303. Always use the IFSC code ESMF0001284 when making any online fund transfer to an account held at this branch.