Esaf Small Finance Bank — RAIGARH Branch

RAIGARH, CHHATTISGARH

IFSC Code ESMF0001278
MICR Code 496760001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name RAIGARH
IFSC Code ESMF0001278
MICR Code 496760001
SWIFT Code N/A
Address SHYAM TOWER,JAGATPUR VILLAGE,DHIMRAPUR,RAIGARH,CHHATTISGARH 496001
City RAIGARH
District RAIGARH
State CHHATTISGARH
Contact Number +917593840545

How to Use ESMF0001278 for Money Transfers

The IFSC code ESMF0001278 is specifically assigned to the RAIGARH branch of Esaf Small Finance Bank located in RAIGARH, CHHATTISGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001278 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001278 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001278 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank RAIGARH Branch

The RAIGARH branch of Esaf Small Finance Bank is situated in RAIGARH, CHHATTISGARH. The branch address is SHYAM TOWER,JAGATPUR VILLAGE,DHIMRAPUR,RAIGARH,CHHATTISGARH 496001. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +917593840545. Always use the IFSC code ESMF0001278 when making any online fund transfer to an account held at this branch.

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