Esaf Small Finance Bank — VADAKKUMBHAGOM Branch

How to Use ESMF0001146 for Money Transfers

The IFSC code ESMF0001146 is specifically assigned to the VADAKKUMBHAGOM branch of Esaf Small Finance Bank located in THRISSUR, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001146 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001146 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001146 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Esaf Small Finance Bank VADAKKUMBHAGOM Branch

The VADAKKUMBHAGOM branch of Esaf Small Finance Bank is situated in THRISSUR, KERALA. The branch address is NO 466 A1,2,3SIVASAKTHI SHOPPING CENTRE,VADAKKUMBHAGOM VILLAGE,THRISSUR DISTRICT,PIN 680731. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +918589921616. Always use the IFSC code ESMF0001146 when making any online fund transfer to an account held at this branch.