Equitas Small Finance Bank — KAROL BAGH , DELHI Branch

How to Use ESFB0020003 for Money Transfers

The IFSC code ESFB0020003 is specifically assigned to the KAROL BAGH , DELHI branch of Equitas Small Finance Bank located in CENTRAL DELHI, DELHI. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0020003 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0020003 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0020003 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank KAROL BAGH , DELHI Branch

The KAROL BAGH , DELHI branch of Equitas Small Finance Bank is situated in CENTRAL DELHI, DELHI. The branch address is NO - 1331,NAIWALAD.B.GUPTA ROAD,KAROL BAGH,NEW DELHI -110005. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914430898015. Always use the IFSC code ESFB0020003 when making any online fund transfer to an account held at this branch.