Equitas Small Finance Bank — SECTOR,KARNAL Branch

How to Use ESFB0011012 for Money Transfers

The IFSC code ESFB0011012 is specifically assigned to the SECTOR,KARNAL branch of Equitas Small Finance Bank located in KARNAL, HARYANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0011012 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0011012 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0011012 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank SECTOR,KARNAL Branch

The SECTOR,KARNAL branch of Equitas Small Finance Bank is situated in KARNAL, HARYANA. The branch address is SCO 54,2ND FLOOR ABOVE STATE BANK OF PATIALA SECTOR 6,MAIN MARKET KARNAL.HARYANA - 132001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ESFB0011012 when making any online fund transfer to an account held at this branch.