Equitas Small Finance Bank — SHASTRINAGAR-RATLAM Branch

How to Use ESFB0004026 for Money Transfers

The IFSC code ESFB0004026 is specifically assigned to the SHASTRINAGAR-RATLAM branch of Equitas Small Finance Bank located in MADHYAPRADESH, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0004026 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0004026 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0004026 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank SHASTRINAGAR-RATLAM Branch

The SHASTRINAGAR-RATLAM branch of Equitas Small Finance Bank is situated in MADHYAPRADESH, MADHYA PRADESH. The branch address is 38, SANTOSH KUTI, 1ST FLOOR, NEW ROAD, NEAR BALAJI RESTAURANT, OPP GUJARATI SAMAJ SCHOOL, RATLAM MP - 457001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ESFB0004026 when making any online fund transfer to an account held at this branch.