Equitas Small Finance Bank — ILAKAL Branch

How to Use ESFB0003122 for Money Transfers

The IFSC code ESFB0003122 is specifically assigned to the ILAKAL branch of Equitas Small Finance Bank located in BAGALKOT, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0003122 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0003122 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0003122 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank ILAKAL Branch

The ILAKAL branch of Equitas Small Finance Bank is situated in BAGALKOT, KARNATAKA. The branch address is TMC NO-4613/15,SS NO-8-535-400,P V BIJJAL 1ST FLOOR OPP SVM COLLAGE,BIHIND BIJJAL PETROL PUMP,BUS STAND ROAD JOSHI GALLI ILAKAL-587125. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ESFB0003122 when making any online fund transfer to an account held at this branch.