Equitas Small Finance Bank — MAMATHAMBI MARAIKAYAR STREET KARAIKAL Branch

How to Use ESFB0001223 for Money Transfers

The IFSC code ESFB0001223 is specifically assigned to the MAMATHAMBI MARAIKAYAR STREET KARAIKAL branch of Equitas Small Finance Bank located in KARAIKAL, PUDUCHERRY. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0001223 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0001223 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0001223 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank MAMATHAMBI MARAIKAYAR STREET KARAIKAL Branch

The MAMATHAMBI MARAIKAYAR STREET KARAIKAL branch of Equitas Small Finance Bank is situated in KARAIKAL, PUDUCHERRY. The branch address is NO 44/2,FIRST FLOOR,MAMATHAMBI MARAIKAYAAR STREET,KARAIKAL 609602. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code ESFB0001223 when making any online fund transfer to an account held at this branch.