Equitas Small Finance Bank — VIRUGAMBAKKAM Branch

How to Use ESFB0001064 for Money Transfers

The IFSC code ESFB0001064 is specifically assigned to the VIRUGAMBAKKAM branch of Equitas Small Finance Bank located in CHENNAI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESFB0001064 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESFB0001064 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESFB0001064 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Equitas Small Finance Bank VIRUGAMBAKKAM Branch

The VIRUGAMBAKKAM branch of Equitas Small Finance Bank is situated in CHENNAI, TAMIL NADU. The branch address is OLD NO-14/4 NEW NO 47,FIRST FLOOR,ARCOT ROAD,VIRUGAMBAKKAM,PORUR,CHENNAI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914430898015. Always use the IFSC code ESFB0001064 when making any online fund transfer to an account held at this branch.