Dhanlaxmi Bank — DESOM Branch

DESOM, KERALA

IFSC Code DLXB0000072
MICR Code 682048009

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Dhanlaxmi Bank
Branch Name DESOM
IFSC Code DLXB0000072
MICR Code 682048009
SWIFT Code N/A
Address III/202 NATIONAL HIGH WAY 47 DESOM ALUVA, EKM DIST
City DESOM
District DESOM
State KERALA
Contact Number +914846453410

How to Use DLXB0000072 for Money Transfers

The IFSC code DLXB0000072 is specifically assigned to the DESOM branch of Dhanlaxmi Bank located in DESOM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use DLXB0000072 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use DLXB0000072 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require DLXB0000072 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Dhanlaxmi Bank DESOM Branch

The DESOM branch of Dhanlaxmi Bank is situated in DESOM, KERALA. The branch address is III/202 NATIONAL HIGH WAY 47 DESOM ALUVA, EKM DIST. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914846453410. Always use the IFSC code DLXB0000072 when making any online fund transfer to an account held at this branch.

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