Cosmos Co-operative Bank — SHIRUR Branch

How to Use COSB0000131 for Money Transfers

The IFSC code COSB0000131 is specifically assigned to the SHIRUR branch of Cosmos Co-operative Bank located in PUNE, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use COSB0000131 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use COSB0000131 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require COSB0000131 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Cosmos Co-operative Bank SHIRUR Branch

The SHIRUR branch of Cosmos Co-operative Bank is situated in PUNE, MAHARASHTRA. The branch address is SHOP NO 5,6,11,15,16, GROUND FLOOR, SAMRUDDHI BUSINESS PARK, SHIRUR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912138111111. Always use the IFSC code COSB0000131 when making any online fund transfer to an account held at this branch.