Cosmos Co-operative Bank — MORBI Branch

How to Use COSB0000083 for Money Transfers

The IFSC code COSB0000083 is specifically assigned to the MORBI branch of Cosmos Co-operative Bank located in RAJKOT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use COSB0000083 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use COSB0000083 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require COSB0000083 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Cosmos Co-operative Bank MORBI Branch

The MORBI branch of Cosmos Co-operative Bank is situated in RAJKOT, GUJARAT. The branch address is SKY MALL,U 6, UPPER GROUND FLOOR,SANALA MAIN ROAD,NR. SAMAY GATE, MORBI 363641(GUJARAT)INDIA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 220322. Always use the IFSC code COSB0000083 when making any online fund transfer to an account held at this branch.