Cosmos Co-operative Bank — PHALTAN BRANCH Branch
SATARA, MAHARASHTRA
Available Services
Branch Details
| Bank Name | Cosmos Co-operative Bank |
|---|---|
| Branch Name | PHALTAN BRANCH |
| IFSC Code | COSB0000078 |
| MICR Code | 415164152 |
| SWIFT Code | N/A |
| Address | AMAR PLAZA, LAXMINAGAR, PHALTAN 415523 |
| City | SATARA |
| District | PHALTAN |
| State | MAHARASHTRA |
| Contact Number | 222201 |
How to Use COSB0000078 for Money Transfers
The IFSC code COSB0000078 is specifically assigned to the PHALTAN BRANCH branch of Cosmos Co-operative Bank located in SATARA, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use COSB0000078 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use COSB0000078 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require COSB0000078 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Cosmos Co-operative Bank PHALTAN BRANCH Branch
The PHALTAN BRANCH branch of Cosmos Co-operative Bank is situated in SATARA, MAHARASHTRA. The branch address is AMAR PLAZA, LAXMINAGAR, PHALTAN 415523. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 222201. Always use the IFSC code COSB0000078 when making any online fund transfer to an account held at this branch.
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