Cosmos Co-operative Bank — MALAD Branch

How to Use COSB0000046 for Money Transfers

The IFSC code COSB0000046 is specifically assigned to the MALAD branch of Cosmos Co-operative Bank located in GREATER BOMBAY, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use COSB0000046 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use COSB0000046 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require COSB0000046 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Cosmos Co-operative Bank MALAD Branch

The MALAD branch of Cosmos Co-operative Bank is situated in GREATER BOMBAY, MAHARASHTRA. The branch address is SHOP NO. 1,2 & 3 KHANDWALA LANE, KHANDWALA ARCADE, OFF DAFFATRY ROAD, MALAD EAST, MUMBAI 400097. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912228831014. Always use the IFSC code COSB0000046 when making any online fund transfer to an account held at this branch.