Capital Small Finance Bank — CAPITAL LOCAL AREA BANK LTD. , SAMRALA Branch

How to Use CLBL0000040 for Money Transfers

The IFSC code CLBL0000040 is specifically assigned to the CAPITAL LOCAL AREA BANK LTD. , SAMRALA branch of Capital Small Finance Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use CLBL0000040 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use CLBL0000040 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require CLBL0000040 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Capital Small Finance Bank CAPITAL LOCAL AREA BANK LTD. , SAMRALA Branch

The CAPITAL LOCAL AREA BANK LTD. , SAMRALA branch of Capital Small Finance Bank is situated in LUDHIANA, PUNJAB. The branch address is CAPITAL LOCAL AREA BANK LTD., CHANDIGARH ROAD NEAR GURU GOBIND SINGH GURUDWARA, SAMRALA - 141114. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911815050759. Always use the IFSC code CLBL0000040 when making any online fund transfer to an account held at this branch.