City Union Bank — NAD JUNCTION Branch

How to Use CIUB0000728 for Money Transfers

The IFSC code CIUB0000728 is specifically assigned to the NAD JUNCTION branch of City Union Bank located in VISAKHAPATNAM, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use CIUB0000728 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use CIUB0000728 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require CIUB0000728 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About City Union Bank NAD JUNCTION Branch

The NAD JUNCTION branch of City Union Bank is situated in VISAKHAPATNAM, ANDHRA PRADESH. The branch address is D.NO 58-1-433/1/3,SHANTHI NAGAR,NAD KOTHA ROAD,VISAKHAPATNAM,ANDHRA PRADESH.PIN CODE 530009. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917708107321. Always use the IFSC code CIUB0000728 when making any online fund transfer to an account held at this branch.