Central Bank of India — DEOCHARAI Branch

KOCH BIHAR, WEST BENGAL

IFSC Code CBIN0282494
MICR Code 736016285

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Central Bank of India
Branch Name DEOCHARAI
IFSC Code CBIN0282494
MICR Code 736016285
SWIFT Code N/A
Address VILL. & POST DEOCHARA, DIST-COOCH BEHAR, WEST BENGAL-736156
City KOCH BIHAR
District DEOCHARAI
State WEST BENGAL
Contact Number +912222612008

How to Use CBIN0282494 for Money Transfers

The IFSC code CBIN0282494 is specifically assigned to the DEOCHARAI branch of Central Bank of India located in KOCH BIHAR, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use CBIN0282494 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use CBIN0282494 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require CBIN0282494 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Central Bank of India DEOCHARAI Branch

The DEOCHARAI branch of Central Bank of India is situated in KOCH BIHAR, WEST BENGAL. The branch address is VILL. & POST DEOCHARA, DIST-COOCH BEHAR, WEST BENGAL-736156. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912222612008. Always use the IFSC code CBIN0282494 when making any online fund transfer to an account held at this branch.

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